This post is a response to A Red/Blue Risk Divide [https://www.city-journal.org/pandemic-revealed-risk-divide-in-red-blue-states] by Allison Schrager [https://www.city-journal.org/contributor/allison-schrager_1488] in City Journal [https://www.city-journal.org/]. I encourage everyone to read the full piece, but here are some relevant excerpts: > Risk is fundamental

President Joe Biden and Congressional Democrats have voiced interest in raising the minimum wage from $7.25 per hour to $15.00 per hour. Polling suggests that two-thirds of Americans are in favor, but economists are divided.1 Those in favor claim that Americans should "receive the pay and dignity

In the 1960s, in an attempt to make college more accessible, the government started guaranteeing student loans. Predictably, this fueled demand and incentivized institutions of higher learning to charge higher tuition, even for degrees with questionable track records for placement in high-paying jobs. Over the same time period, a cultural